Credit cards can be as hazardous to your financial health as cigarettes are to your lungs, says Richard Baughman, and credit card companies will lure you in and keep you hooked more effectively than Joe Camel. During nearly thirty years as a loan officer at a number of Canadian banks and trust companies, Richard Baughman handled over 50,000 credit applications, and he learned that most people put less thought into shopping for a loan than they do into shopping for shoes! Naively believing that customer loyalty carries weight with the banks, or that credit reports are clean just because payments are on time, can set you up to be one of the millions of Canadians who will retire into poverty.
Authors
- Control Number Identifier
- CaOOCEL
- Dewey Decimal Classification Number
- 332.024/02
- General Note
- Includes index Issued as part of the desLibris books collection
- ISBN
- 1895837472 9781459308503
- LCCN
- HG179
- LCCN Item number
- B385 1999eb
- Modifying agency
- CaBNVSL
- Original cataloging agency
- CaOTU
- Physical Description | Extent
- 1 electronic text (237 p.)
- Published in
- Canada
- Publisher or Distributor Number
- CaOOCEL
- Rights
- Access restricted to authorized users and institutions
- System Control Number
- (CaBNVSL)slc00205431 (OCoLC)431529309 (CaOOCEL)407883
- System Details Note
- Mode of access: World Wide Web
- Transcribing agency
- CaOTU
Table of Contents
- Table of Contents 6
- Introduction 10
- 1. A Discovery 18
- 2. Your Home Mortgage 26
- 3. Loyalty 30
- 4. Getting To Know Your Banker 42
- 5. Debt 48
- 6. The Credit Report 68
- 7. How To Self-Qualify for a Mortgage 80
- 8. How Lenders Market Mortgage Products 96
- 9. How to Determine the True Cost of Borrowing 112
- 10. Shopping for a Mortgage 124
- 11. Hidden Dangers in the Pre-Approval Process 156
- 12. The Mortgage Closing 170
- 13. How To Keep Your Home 176
- 14. How To Successfully Buy Your Next Home 190
- 15. How To Manage Your Mortgage 210
- 16.Index 232
- A 232
- B 232
- C 233
- D 234
- E 235
- F 235
- G 235
- H 235
- I 235
- J 236
- L 236
- M 236
- N 237
- O 237
- P 237
- R 238
- S 238
- T 238
- U 238
- V 238
- W 238
