The contents, views and editorial quality of this report are the responsibility of the author s and CMHC and Health Canada accept no responsibility for them or any consequences arising from the reader’s use of the information, materials and techniques described herein. [...] The purpose is twofold: $ to develop a framework to assess the costs and benefits of combining appropriate home renovations with health and home care services including out-of-pocket expenses and indirect costs to families/informal caregivers in support of independent living, and to compare these with the costs and benefits associated with long-term institutional care; and $ to test the framework [...] Trends in the Incidence of Disability In 2002 the Office of the Chief Actuary published a study of Canada Pension Plan Disability beneficiaries, examining the dynamics of the Canada Pension 25 Plan (CPP) disability program. [...] The demographics of home care In Canada, home care is the responsibility of the provinces and territories, and is not covered under the Canada Health Act (CHA) as an insured service. [...] Several of the studies in the National Evaluation of the Cost-effectiveness of RideauGroup, 9/4/2004 Page 19 of 55 DRAFT 2 Cost-Benefit Framework: RRAP-D and HASI.