The CSC sees as appropriate and necessary that accommodation be made for Aboriginal culture and experience; indeed, R. v. Gladue (1999) states that the nature and context of Aboriginal life and the cultural experiences of Aboriginal people must be taken into consideration when reviewing criminal sanctions and interventions. [...] The general process of contemporary risk assessment will be reviewed and the contribution of individual categories of risk factors examined. [...] The first generation of risk assessment is "clinical judgement" which relies entirely upon the experience and knowledge of the evaluator to form a subjective estimate of future risk. [...] Actuarial risk prediction and the “Car Insurance” example Actuarial measures of risk provide a fundamental baseline estimation of risk that represents the offender’s long-term risk in comparison to a large group of other offenders who have the same risk characteristics. [...] Finally, the risk that the offender poses to society is assessed against known outcome data for offenders with similar risk markers as that of the offender regardless of background, culture, or geography.