In terms of potential sample size and scope of the programs, the mortgage loan insurance program, used by first-time buyers, and social housing programs offer the best opportunity for assessing the causal relationships of interest. [...] Potential costs of the research program The cost of such a research program involves access to the data (in the case of the existing data sets), data development/collection, and the actual research/analysis time. [...] Especially important is the number of regions, the unit of analysis, and the time span for the analysis. [...] The material relates to the physical characteristics of the home and the financial aspects of home ownership. [...] This limits the framework’s ability to examine the possible circular causality between the nature of the residence and the social context in which it exists.