Learning to save, saving to learn : Learning to save, saving to learn : learnsave Individual Development Accounts Project final report

Outline of this report The rest of this report presents the description of the learn$ave program design and its operations (Chapter 2), followed by a description of the research questions and the methodology used to address them (Chapter 3). [...] At the experimental sites, this limit translated to for the same purposes as learn$ave and to limit the about $36,000 for a household of three in Toronto and possibility of participants simply shifting capital into a Vancouver at the time of recruitment, and to $31,000 in learn$ave account to benefit from a higher rate of return.3 Halifax. [...] In Winnipeg, household income had to pool of capital against which homeowners can borrow at be less than the LICO and two-thirds of participants had reduced costs, the value of the household’s home could to be earning less than 60 per cent of the LICO, reflecting not exceed the median value of homes in the area. [...] This criterion was largely into Canada at the point of entry and funds transferred to facilitate the delivery of the services of the project from overseas between the time of arrival and the date including any liaison with participating financial of application completion. [...] The difference in the maximum matched credits as encouraging regular saving, this restriction was also (up to $1,500 per participant) was transferred to the operating budget of the Kitchener- expected to manage the risk of participants borrowing Waterloo delivery agency to support more intensive personal counselling services above and beyond the standard case management and financial management tr