The increase in ownership of assets is affected through the placement of the deposits of members and the retention of net profit or net savings within the equity structure of the credit union. [...] Instead, choices need to be made about the degree of support that can be offered, the kind of control structure desired, the form of institution most likely to generate local support and the policy position of the Nunavut government. [...] Instead, choices need to be made about the degree of support that can be offered, the kind of control structure desired, the form of institution most likely to generate local support and the policy position of Nunavut Tunngavik Incorporated and the Nunavut government. [...] The potential draw upon a fund varies according to the strictness of regulation, the business practices of the credit unions and the timeliness of intervention when difficulties at a credit union become apparent. [...] It is for this reason that the minimum number of credit unions is identified as two; to enable the legal establishment of a credit union central as a development and service corporation.